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Pag-IBIG Fund Law (RA 9679)

Often called Pag-IBIG law

The law behind Pag-IBIG: membership, contributions, savings and housing loans.

Most useful for: Career shifter

In real life
It sets a 20-year membership term, and lets a non-working spouse join on their own.
Why it matters to you
It's why Pag-IBIG is savings you get back, not a tax.

An explanation to help you read your pay, not a ruling on your case. Your employer, the agency or DOLE has the final word.

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