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Contributions

Monthly Salary Credit (MSC)

Often called MSC

The rounded pay SSS uses to work out your contribution and benefits, in ₱500 steps.

Most useful for: Fresh grad, Career shifter

In real life
Pay of ₱23,240 sits in the ₱23,000 step, so SSS from you is 5% of ₱23,000, ₱1,150. It runs from ₱5,000 to ₱35,000.
Why it matters to you
Your benefits follow your salary credit, not your exact pay.
Pay of ₱23,240 rounds to its salary credit
  1. ₱22,500₱22,250 to ₱22,749.99
  2. ₱23,000₱22,750 to ₱23,249.99Your pay is here
  3. ₱23,500₱23,250 to ₱23,749.99

SSS from you: 5% of ₱23,000 = ₱1,150

Read the guide

An explanation to help you read your pay, not a ruling on your case. Your employer, the agency or DOLE has the final word.

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