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Contributions

Pag-IBIG Multi-Purpose Loan (MPL)

Often called Pag-IBIG MPL

A cash loan from Pag-IBIG that your employer pays back from your pay each month.

Most useful for: Career shifter, Government

In real life
It shows on your payslip as a loan line, separate from the Pag-IBIG contribution.
Why it matters to you
A loan line lowers your take-home until it's paid off.

An explanation to help you read your pay, not a ruling on your case. Your employer, the agency or DOLE has the final word.

All words